San Diego Real Estate Professionals at eXp Realty

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Carmel Valley Realtors Give Back

The Realtors at Keller Williams Carmel Valley, East Del Mar, are working to collect food donations for the military families of Camp Pendleton.  Our goal is to collect 1,000 bags of groceries by May 13.  This is a way for your Carmel Valley real estate agents to recognize the valuable contributions and sacrifices made by […]

La Jolla Real Estate Win-Win

One great thing about the San Diego real estate market today is that there really are opportunities for everyone. And when I say “opportunities” I’m not just talking about home buyers and investors who are taking advantage of distressed sellers in foreclosure or short-sale situations. Rather, I’m talking about win-win opportunities for home buyers AND […]

Jumbo Loans Are Back in San Diego!

Jumbo loans are back in San Diego! I was talking to a contact at one of the large banks this week. He said in the last six months, San Diego has moved from a market classification of the greatest risk to a classification of the least risk for the lender. Does this mean prices of […]

FHA Condo Rules Change (Again)

The clock has been ticking for condo buyers who plan to use an FHA loan to fund their condo purchases.  Effective December 7, all condominium complexes will lose FHA approval.  New applications for FHA approval must be submitted.  Until new approvals are granted by the Federal Housing Administration, no new FHA loans will be available […]

San Diego Realtors At Miramar

Every year, residents of San Diego look forward to the Miramar Air Show on the first weekend of October. Nearly a quarter million people converge on the Miramar Marine Corps Air Station (MCAS Miramar) to view a well orchestrated display of aircraft acrobatics. Residents of Mira Mesa, Sorrento Valley, Clairemont and Scripps Ranch homes get […]

Loans Delay San Diego Home Buying

Don’t miss the $8,000 home buyer tax credit expiring November 30! This has been a hectic couple of weeks in San Diego. First-time home buyers are scrambling to take advantage of the first-time home buyer tax credit that is scheduled to expire on November 30, 2009. But time is getting tight. For all practical purposes, […]

MIA San Diego Foreclosure Properties

Last week the San Diego Association of Realtors hosted their annual regional real estate summit, where National Association of Realtors economist Lawrence Yun was the keynote speaker. Mr. Yun’s address sent mixed signals. He began by saying on the one hand that he thought that the media has overstated the extent of the positive news […]

Loan Mods Slow as Foreclosures Rise

With the hundreds of billions of taxpayer dollars that have been poured into the banks in recent months, it seems reasonable to ask whether the money is being used for the intended purposes. One of the big objectives of the Obama Administration has been to encourage the banks to modify loans for homeowners in financial […]

San Diego Home Buyers Insurance

First time homebuyers can now have added peace of mind when buying homes in San Diego or anywhere in California. The California Association of Realtors Housing Affordability Fund (HAF) has created an insurance product that will pay up to $1,500 per month to participating home owners who lose their jobs or become involuntarily disabled. The […]

HVCC Kills San Diego Real Estate

Many people are attempting to refinance their homes, but are finding that their homes appraise at ridiculously low values that won’t support new loans. Others are attempting to sell their homes and receiving multiple offers at a decent “market price”, only to have the appraisals come in unrealistically low. Why? The reason is the new […]