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Prepare For San Diego Home Ownership
To Begin The Process Of Buying a Home In San Diego:
- Ask yourself: “Why is it important to me to buy a home?” Is it financial security? If so, what would you do differently if you had financial security? … Why is doing those things important to you?… When you get to the heart of the matter, it opens up a whole realm of possibilities that you may not have otherwise considered.
- Pull together financial information. What is your income, debt, future employment and income potential, and source of down payment?
- Ask your personal San Diego real estate consultant to refer a mortgage broker or lender for loan pre-approval. It is important to select a lender that you can depend upon when closing date approaches. Don’t be bamboozled by a lender who promises a great rate and then disappears when the transaction deadlines approach! If you do not have a personal relationship with a reliable mortgage broker or lender, ask us for a referral, or ask a friend or co-worker to help get you started.
- It is important that you determine what price range you can afford, and what financing is available to you.
- Go to a few open houses and see what is available in the area where you would like to live. Do you like the urban energy of Downtown San Diego condominiums or are you more the quiet type who would enjoy La Jolla homes.
- Itemize your requirements in a home. What are the features, styles, and layouts that appeal to you most?
- Contact a Real Estate Consultant, NOT TRADITIONAL REAL ESTATE AGENTS!. If you need clarification on the difference between a real estate consultant and a traditional real estate agent, click here for more information.
- Browse the web for Useful Resources for Home Buyers.
Call Geoffrey or Anne-Marie at San Diego Realty Pros, and we will be happy to consult with you to discuss your goals and options.
Call Now: 619-200-7612
