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Affordable San Diego Homes
Preparing to buy an affordable home in San Diego is a multi-step process. One of the first steps is to determine the house payments that make you comfortable. This affordability calculator will give you a ballpark estimate of what “affordable San Diego homes” means. There are affordable homes in San Diego. The listings of homes for sale at the bottom of this page are a good place to start. Some people decide that larger homes further inland make the most sense on price-per-square-foot basis. Other people decide that small condos near the beach in San Diego are the most affordable homes. It really comes down to a lifestyle decision. Review the questions below to decide what’s really important to you before you decide to buy a home in San Diego. Although homes in San Diego are expensive, in exchange for the higher real estate prices we get to live in America’s finest city!
Ask yourself: “Why is it important to me to buy a home in San Diego?” Have you always wanted to live near the beach? If so, what is important to you about living near the beach? Is it financial security? If so, what would you do differently if you had financial security? … Why is doing those things important to you?… When you get to the heart of the matter, it opens up a whole realm of possibilities that you may not have otherwise considered. These are answers that an affordability calculator cannot provide. It is important that the affordable San Diego homes that you find will fit with your lifestyle objectives.
Pull together financial information. What is your income, debt, future employment and income potential, and source of down payment? Are there debts that you can pay off before you buy your San Diego home? Is your job stable with good upward mobility?
Ask your personal San Diego real estate consultant to refer a mortgage broker or lender for loan pre-approval. It is important to select a lender that you can depend upon when closing date approaches. Don’t be taken in by a lender who promises a great rate and then disappears when the transaction deadlines approach! If you do not have a personal relationship with a reliable mortgage broker or lender, ask us for a referral, or ask a friend or co-worker to help get you started.
Go to a few open houses and see what is available in the areas where you would like to live. Do you like the urban energy of Downtown San Diego condos, or are you more the quiet type who would enjoy La Jolla real estate?
Itemize your requirements in a home. What are the features, styles, and layouts that appeal to you most? Are you willing to pay more for larger living area or would you be just as happy with a town home condo near the beach in San Diego?
Contact a Real Estate Consultant. The San Diego Realty Pros are not just salespeople. We help our clients through a lifetime of personal San Diego real estate decisions. It is important to us that you succeed with your real estate investment and, more important, that you enjoy your life here in San Diego!
The process of buying affordable homes in San Diego is a lot easier when you plan ahead. This means clarifying your objectives, choosing the right Realtor and real estate support team. A well-rounded team includes the Realtor, property inspectors, termite company, repair technicians, escrow officer, title representative, real estate attorney, and accountant. A good San Diego real estate agent will already have teams in place. That is teams-plural because the makeup of the team will vary depending upon the objective. If you are considering entry-level condos, San Diego foreclosures, or fixer properties you will have different needs than a San Diego luxury homes buyer. Choice of property inspectors and other specialists depends upon the type and condition of the property, and the choice of lender depends upon the type of mortgage loan needed (Conventional, VA, FHA, Jumbo).
$344,900-$354,900! Beautiful lower level condo in the sought after community of Waterbridge! Move in ready! Spacious living area, kitchen with newer appliances and relaxing private patio area. Oversize bedrooms with lots of closet space! Newer windows throughout, plush carpeting, upgraded bathrooms and more! Enjoy community amenities including clubhouse, green spaces, gym, BBQ area and more!
Tucked away in the charming Terra Vista community. Top Floor 2 bedroom 2 bath unit, is move in ready. Upgraded kitchen features granite counters Airy and Open floor plan, great natural light, a private balcony, two master bedrooms, a laundry closet and much more. Just off the entry is the open concept living space offering a cozy fireplace and access to the patio. All appliances convey. Covered Parking space located close to unit.
Welcome home to this airy and bright first floor end unit just steps from the pool in the gorgeous Sun Ridge Community! Brand new carpet, and a refreshed kitchen make this truly move-in ready. Boasting 2 master suites and a spacious living area, this unit will accommodate your square footage needs with ease! Spacious covered patio w/ large storage closet. Stacked full-size washer/dryer in unit means no more hauling heavy loads! Features 1 covered parking space, plus open parking in uncovered spaces.
Crisp and clean 2 bedroom, 2 bath unit in Bernardo Springs next to 4S Ranch. Totally remodeled kitchen with quartz counters, under-mount sink, new cabinets, all stainless appliances with french door fridge. Luxury vinyl tile floors. Custom bathroom cabinets. All new double pane windows. New water heater. Fireplace in living room, inside laundry with full size washer and dryer, balcony with storage closet. Ownership includes a detached garage and carport. No Mello Roos.
Entertain offers $399,900*$414,900 Amazing 2 bedroom 1.5 bath lower level townhome,desirable Penasquitos community.New carpet,with new laminate wood look flooring in the kitchen and dining area. Freshly painted move in ready.New blinds on all the windows.Gas fireplace in the 16x12 living room,Granite counters in bathrooms, master bath has been remodeled,New baseboards, Stacked washer and dryer inside.New water heater,additional parking right in front of your own private 1 car garage.Fenced backyard.
Range Priced at $399,000 - $419,000. Quiet & Upgraded Town-Home in Shadow Tree within desirable Rancho Penasquitos. Upgrades include kitchen cabinets, new stove & dishwasher, new water-heater, newer bathrooms, wood laminate floors, electrical panel & a/c unit. Washer, Dryer & Refrigerator included. This home also has a large 16x12 master bedroom, gas fireplace, large rear patio & a one car garage. Very close to shopping, restaurants, hiking trails and freeways. The complex has a community pool & hot tub.
BRIGHT TOP FLOOR IN THE DESIRABLE DEL MAR BLUFFS! WEST OF I-5. MINUTES TO THE DEL MAR BEACHES, TORREY PINES STATE BEACH, DEL MAR RACE TRACK, SHOPS AND THE FREEWAY. NEW WINDOWS AND SHUTTERS THROUGHOUT. HARDWOOD AND LAMINATE FLOORING, NEWER KITCHEN APPLIANCES. GATED COMPLEX, POOL/SPA, BBQ, TWO ELEVATORS AND ONSITE LAUNDRY ROOM. ASSIGNED COVERED PARKING WITH STORAGE.
Del Mar living at its finest!! Gorgeous single story third floor condo unit in the highly desirable gated community of Del Mar Bluffs. This amazing property has been fully upgraded boasting beautiful laminate flooring, fresh neutral paint and trim, and large windows that bask the unit in an abundance of natural light. The kitchen features modern quartz countertops, sleek stainless steel appliances, and crisp white cabinetry with breakfast bar seating that opens to the living room.
This is the best value for a 2 bedroom condo with garage in the entire market from Cardiff to Carmel Valley, and currently is the lowest price;(Located in Del Mar Heights west of the freeway coastal close). The association fee include all paid , water ,sewer, trash, gardening, common area maintenance and limited insurance.
Fantastic Genesee Highlands! 2 bedroom single level recently refurbished and has a free standing fireplace! Great investment or starter home features garage & parking spaces plus extra storage. Refrigerator, washer/dryer included. Complex has pools, park & playground. Easy walk to schools, Regents shuttle line, UCSD bus line, hiking trails & nearby shopping. EZ access to I-5, I-805, UCSD, Fwy 52 & LaJolla beaches, Costa Verde plaza and new UTC shopping center!
What a location!! UCSD (bus stop near complex), UTC shopping, dining, parks, minutes to beaches, downtown, Mission Valley. This unit has not only been upgraded but it also has a full size washer and dryer in the unit, huge master bedroom with a bay window and walk in closet, peaceful and private balcony. Parking is convenient with 2 underground garage spots and an outside one as well. Fabulous home or rental.