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Affordable San Diego Homes
Preparing to buy an affordable home in San Diego is a multi-step process. One of the first steps is to determine the house payments that make you comfortable. This affordability calculator will give you a ballpark estimate of what “affordable San Diego homes” means. There are affordable homes in San Diego. The listings of homes for sale at the bottom of this page are a good place to start. Some people decide that larger homes further inland make the most sense on price-per-square-foot basis. Other people decide that small condos near the beach in San Diego are the most affordable homes. It really comes down to a lifestyle decision. Review the questions below to decide what’s really important to you before you decide to buy a home in San Diego. Although homes in San Diego are expensive, in exchange for the higher real estate prices we get to live in America’s finest city!
Ask yourself: “Why is it important to me to buy a home in San Diego?” Have you always wanted to live near the beach? If so, what is important to you about living near the beach? Is it financial security? If so, what would you do differently if you had financial security? … Why is doing those things important to you?… When you get to the heart of the matter, it opens up a whole realm of possibilities that you may not have otherwise considered. These are answers that an affordability calculator cannot provide. It is important that the affordable San Diego homes that you find will fit with your lifestyle objectives.
Pull together financial information. What is your income, debt, future employment and income potential, and source of down payment? Are there debts that you can pay off before you buy your San Diego home? Is your job stable with good upward mobility?
Ask your personal San Diego real estate consultant to refer a mortgage broker or lender for loan pre-approval. It is important to select a lender that you can depend upon when closing date approaches. Don’t be taken in by a lender who promises a great rate and then disappears when the transaction deadlines approach! If you do not have a personal relationship with a reliable mortgage broker or lender, ask us for a referral, or ask a friend or co-worker to help get you started.
Go to a few open houses and see what is available in the areas where you would like to live. Do you like the urban energy of Downtown San Diego condos, or are you more the quiet type who would enjoy La Jolla real estate?
Itemize your requirements in a home. What are the features, styles, and layouts that appeal to you most? Are you willing to pay more for larger living area or would you be just as happy with a town home condo near the beach in San Diego?
Contact a Real Estate Consultant. The San Diego Realty Pros are not just salespeople. We help our clients through a lifetime of personal San Diego real estate decisions. It is important to us that you succeed with your real estate investment and, more important, that you enjoy your life here in San Diego!
The process of buying affordable homes in San Diego is a lot easier when you plan ahead. This means clarifying your objectives, choosing the right Realtor and real estate support team. A well-rounded team includes the Realtor, property inspectors, termite company, repair technicians, escrow officer, title representative, real estate attorney, and accountant. A good San Diego real estate agent will already have teams in place. That is teams-plural because the makeup of the team will vary depending upon the objective. If you are considering entry-level condos, San Diego foreclosures, or fixer properties you will have different needs than a San Diego luxury homes buyer. Choice of property inspectors and other specialists depends upon the type and condition of the property, and the choice of lender depends upon the type of mortgage loan needed (Conventional, VA, FHA, Jumbo).
Great 2 bed/2 bath condo in highly desirable Cantabria Community in Rancho Penasquitos. Quiet interior complex location with views of palm trees and greenery. This upstairs end unit is move-in ready and features a private balcony, new carpet, granite counters, upgraded cabinetry, laundry inside unit, granite fireplace. Community facilities include: clubhouse, pool, spa, fitness center, tennis & racquetball courts, playground and dog park. Poway School District. Must see to appreciate.
Beautiful condo in a great location, situated near the 56 and 15 freeways. Home is on ground level with no stairs. Owner is having new floors installed and repainting entire unit. This 2 bdrm 2 bath home features a cozy fireplace and a covered patio. The well maintained community boasts swimming pools, fitness center, and spa. Also, this excellent neighborhood is situated in the highly desired Poway school district. Buyer is to verify all information prior to close of escrow.
You will instantly fall in love w this 1 LEVEL GORGEOUS REMODELED TOWNHOME in coveted Rancho Penasquitos, minutes to I-15. Enjoy your new vaulted ceilings w/skylight, real wood burning FP, Nest thermostat, tankless WH, SS appliances & beautiful Granite counters. Relax in your spacious sunroom or private patio w views for miles. Attached 1 car garage w W/D that stay! Ceiling fans, dining area & window seat with storage. Xtra storage space in garage. Check out the drone video https://youtu.be/57v0pAFhPUY
Lovely two spacious bedroom and 2 bath house in Arborlake. Highly sought after 1st floor end unit with a front gated patio, Tons of light floods through the large windows in the living room. Elevated unit creates nice greenery view. Gorgeous hardwood floors, Custom made kitchen cabinets with beautiful matching granite kitchen counter tops. Stainless steel appliances, designer paint thru the house, remodeled bathrooms. Fireplace in living room. Top rated school district, No Mello-roos.
DEL MAR BEAUTY! Beautiful condo in Del Mar West of 5 freeway. This upper level, south facing, corner unit is located in one of the most sought after locations within the complex and away from freeway and road noise. This 2 bedroom 2 bath condo has a wood-burning fireplace, laminate and tile floors, stainless steel appliances, a large deck and a detached one-car garage. This is also one of the few units with a full-size laundry. The living room offers vaulted ceilings with lots of natural light.
Beautiful Townhome For Sale in the Gianni Complex Of 4S Ranch. 2 Bed 2 Baths. Located in the end Unit featuring Travertine Tile & Maplewood Flooring. Upgraded Kitchen Appliances. High Ceilings with a large Covered Balcony. Community Pool/Spa with a BBQ Area. Walking distance to school, shopping center and close to the 15 Freeway.
Back on the market! This private and quiet ground floor end unit located in the desirable East Bluff complex is centrally located and next to Del Mar. The spacious 2bed/2bath condo includes full size washer and dryer and has been beautifully maintained, with custom finishes, upgraded flooring, stainless steel appliances and a 2 car garage. The living room has a cozy wood burning fireplace and sliding glass doors that open out to dual patios overlooking a grassy area that gives a nice backyard feel.
LOCATION, LOCATION, LOCATION!!!! Gorgeous highly upgraded 2 bedroom, 2 Bath ground floor end unit. Granite counters, stainless steel appliances and a big patio. Best location in Carmel Valley town center right across the street from Del Mar Highlands shopping center, close to freeways, Carmel Valley Recreation Center and great schools!
Fabulously located top floor end unit with sought after east, south and west facing windows. Boasting high ceilings, recessed lights, two breezy balconies, cozy living room fireplace, tasteful decor and decorator colors, plush light carpet, rich wood trim, beautiful corian counter and private interior laundry. This unit is adjacent to tennis courts and pool. Unbeatable efficient location near UCSD, Whole Foods, Trader Joe's, AMC Theaters, Shopping Centers and Gorgeous La Jolla Shores over the hill!
This lovely 1 story, 2 lg bdrms, views of SS appliances, elevator near, additional 150+ sf enclosed balcony 35â of windows w/mtn views, (ez to grow favorite plants), stacked W/D in unit, reverse osmosis water filter, lg heated swimming pool, lush tropical landscaping. Just 3-5 block walk to LJ Shores beach & Kellogg Park, close to UCSD, Scripps, L J Cove, stores, shops & parks. Awarding winning schools. No weight restrictions on 2 allowed pets. Sellers are CA real estate agents.
A very quiet and well upgraded gem in Park Village Community. This single story home has a open floor plan with steps away from the greenbelt. Upgrades include, Double-pane windows, fully remodeled kitchen and bathrooms with granite counter, hardwood flooring throughout the house, LED lightings, new landscaping and fence.