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Buying a Home In San Diego does not have to be a stressful experience.  Searching through MLS listings, finding the best neighborhoods, identifying the best schools, weighing the advantages and disadvantages of buying a house versus buying a condominium.... These are issues that your personal real estate consultant will help you examine, and maybe the answers will be different than you had originally thought.  Here is part of the process that you should go through:		Save Money On Your Home Purchase. Find Out Why A Personal Real Estate Consultant Is Important To You.
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• Ask yourself: "Why is it important to me to buy a home?"  Is it financial security?  If so, what would you do differently if you had financial security? ... Why is doing those things important to you?...  When you get to the heart of the matter, it opens up a whole realm of possibilities that you may not have otherwise considered.
• Pull together financial information. What is your income, debt, future employment and income potential, and source of down payment?
• Ask your personal real estate consultant to refer a mortgage broker or lender for loan pre-approval. It is important to select a lender that you can depend upon when closing date approaches.  Don't be bamboozled by a lender who promises a great rate and then disappears when the transaction deadlines approach!  If you do not have a personal relationship with a reliable mortgage broker or lender, ask us for a referral, or ask a friend or co-worker to help get you started.  
• It is important that you determine what price range you can afford, and what financing is available to you.  Consider:
• Why every smart buyer should pre-qualify for a loan.
• Items to consider when financing or refinancing your home.
• How to improve or maintain your credit standing.
• Go to a few open houses and see what is available in the area where you would like to live.
• Itemize your requirements in a home.  What are the features, styles, and layouts that appeal to you most?
• Contact a Real Estate Consultant, NOT A TRADITIONAL REAL ESTATE AGENT!.  If you need clarification on the difference between a real estate consultant and a traditional real estate agent, click here for more information. 
• Browse the web for Useful Resources for Home Buyers.

Call Geoffrey or Anne-Marie, the San Diego Realty Pros at RE/MAX Associates.  We will be happy to consult with you to discuss your goals and options.  1-800-955-6463.

 

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